Medical Examination (Specialist)
 

TeleCheck

The NEW tele-underwriting service from Pathrec
Find out more >
For Insurers
For Financial Advisors
For Applicants

Medical Examination by a Specialist Physician

General

A Specialist Medical Examination:
  • is performed by a Specialist Physician (FRACP/MRCP)
  • generally takes about 60 minutes to complete
  • is conducted in a Medical Clinic or in Specialists' Rooms
Specialists generally concentrate in a one area of medicine such as Cardiology, Respiratory, Orthopaedics or Neurology and the specialist chosen will be relevant to the applicant's requirements.

Specialist Physicians spend up to 6 years training on top of their general medical training and are highly respected by the profession. The cost of this medical is also higher due to the greater skill required particularly if there is an existing condition that needs to be clarified.

Procedure

A Specialist Medical Examination has 2 parts:
  • medical questionnaire (your medical history and that of your immediate family)
  • physical examination
If a TeleCheck (Tele-underwriting interview) has been carried out beforehand by a Pathrec Registered Nurse, the time required for the examination is significantly reduced:
  • only the physical examination is required
  • the TeleCheck interview is made available to the Pathrec doctor to inform and aid preparation for the examination
During the physical examination, measurements will be taken of the applicant including:
  • height
  • weight
  • blood pressure
  • chest and abdomen
Preparation

A urine sample will also be required at the time of the examination. Applicants will need to drink at least two glasses of water prior to their appointment, to ensure they are well hydrated. Urine is tested for Blood, Sugar and Protein.
"Pathrec has streamlined the whole underwriting process. Our clients aren't inconvenienced and the business is processed far more rapidly."

Brian Farber
Financial Advisor
Macquarie Brokers
Contact Us