Personal Medical Attendants Report

General

The Personal Medical Attendants Report (PMAR) or Attending Physicians Report/Statement (APR/APS) is required when the application has indicated a medical condition which needs to be clarified, and is obtained from the applicant's attending doctor.

Procedure

If a TeleCheck (Tele-underwriting interview) has been carried out beforehand by a Registered Pathrec Nurse, enough information may already have been gathered. If so, a PMAR may not be required. In any case, the need or otherwise for a PMAR is at the discretion of the Insurer.

The applicant needs to sign an authority for Pathrec to source the PMAR from his/her attending doctor, which is organised at the time of the Telecheck interview.

Pathrec can either:

• write to the doctor and request the report by mail
• make an appointment for a teleconference with the doctor, which is recorded digitally and placed on the applicants file